Loans

We offer financing terms up to 84 months, certain restrictions apply. The Credit Union will loan up to 100% of the MSRP on new automobiles. We offer debt protection, an extended warranty and GAP insurance coverage.

We offer financing terms up to 84 months. The Credit Union will loan up to 100% of the retail value. We offer debt protection, an extended warranty and GAP insurance coverage. Salvage or reconstructed titles may not exceed 75% NADA loan value.

Many types of collateral loans are available from the Credit Union. In addition to automobiles, we will accept motor boats, RV’s, and 4-wheelers as collateral on loans. This list is not all inclusive. For additional information about what kind of collateral is acceptable, call the Credit Union.

Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need. We offer financing up to 60 months. The Credit Union offers debt protection coverage.

No need for “proof of income” or waiting to see if your loan is approved. You are guaranteed approval. The loan is secured by the funds you have in your share (savings) account or in your share certificate account. With flexible payment terms and low rates, a hold will be placed on your deposit for the amount of your loan. However, your account still earns dividends so your savings continues to grow.

IRA accounts may not be used for collateral.

First time borrowers or those with past credit problems will benefit from a Builder Loan. This loan can help you establish credit if you are a new borrower or wish to re-establish credit and raise your overall credit score.

Take advantage of our Seasonal Loan: with a low fixed rate up to a 12 month term, you can keep a little more in your savings account this year.

A short-term, small amount loan designed to allow borrowers to get through an unexpected expense with a 90 day term.

Insufficient funds can happen to anyone. Maybe a deposit isn’t made on time or your checks cleared faster than you expected. For whatever reason, there’s just not enough money in your account to cover your expenses. You can avoid this with Share Draft (checking) Overdraft Protection.

We offer competitive rates on our visa credit card.

• Low APR rates for purchases and cash advances
• No balance transfer fees
• 25 Day grace period on purchases paid off monthly
• NO ANNUAL FEES

Buying or refinancing is as easy as calling one of our friendly and professional loan officers. Call us today for more information on rates and terms!