Fee Schedule

Share account membership fee:

$1.00

Par value of one share:

$10.00

Returned Item Fee:

$27.50

Overdraft Fee:

$27.50 per item

Returned Item Fee:

$20.00 per item

Stop Payment Fee:

$15.00 per request effective July 1st, 2009

Share Draft Printing:

prices may vary

Copy of Draft:

$4.00 per item

Account Reconcilement fee:

$15.00 per hr (min $15.00) effective July 1st, 2009

Account Research fee:

$15.00 per hr (min $15.00) effective July 1st, 2009

Statement copy fee:

$1.00/page; $ 5 min effective July 1st, 2009

Deposited item return fee:

$27.50 per item effective July 1st, 2009

Wire Transfer: (outgoing)

    Domestic:

$20.00 per transfer effective July 1st, 2009

    International:

$30.00 per transfer effective July 1st, 2009

Legal Process Fee:

$35.00 Per Item

Bill Pay Service :

$4.95 Per Month

Fax Services:

$5.00 (first page) and
$1 per page thereafter

Debit Card transfer fee:

$10.00 per transfer

Truncated Returned Sharedrafts:

$10.00 per month (checks back)

Returned Mail:

$5.00 Per Item (Paper and Electronic mail) effective July 1st, 2009

Check or Credit Card replacement:

$5.00

Under Par Fee Value:

$10.00 (Per month after 90 days below minimum balance) effective July 1st, 2009

Dormant Account Fee:

$10.00 (Per month charged after 2 years) effective July 1st, 2009

Foreign Currency Conversion Rate Fee

$10.00 (Above the fee charged by the converting institution)

Debit Card Personalized Pin

$1.00 per Card

Pin Mailer

$5.00 Each